Ongoing Financial Planning
Life doesn’t stop after the financial plan and neither do we. We will continue to monitor the plan, check off milestones, and have follow up calls to discuss how you are tracking towards your goals. If you are like most people, you’re not ready to implement the plan by yourself and need help with achieving your goals such as, “When can I retire?”, “How do I start a college or house purchase fund?”, or “How do I manage my stock compensation.” We can help.
Investment Management
We provide strategic direction, asset allocation and investment advice to our clients with the overarching goal of capital preservation and long-term growth. We take an active approach to passive investment management. We invest primarily in exchange-traded funds (ETFs) and mutual funds, with a constant eye on liquidity for our clients.
Our Process
Establishing and Defining the Relationship with a Client
We want to get to know you and we want you to get to know us. Personal finances are, well, personal. We want you to know what we can do for you and how we intend to do it.
Gathering Client Data
We need to make sure we have all of the information that we need to create the best financial plan for you that we can. This means we need to know all of your goals and everything about your financial status.
Analyzing and Evaluating the Client's Financial Status
Once we have all of the information that we need, we can get to work identifying the factors that will be the foundation of your financial plan. Once we have a foundation, we can create the right plan for you.
Developing and Presenting the Plan
As we create your plan, we will educate you on each step of the plan: why it is needed, the financial results and benefits you will see, and how it will set you up for a stable future.
Implementing the Financial Plan Recommendations
Once we have educated you on the first steps of the plan and they are approved, we will begin to make the changes necessary to achieve your financial goals and execute the plan we have created.
Monitoring
We will monitor all changes from the implementation of the plan and will then meet with you quarterly to review the results and changes to your financial situation.
FAQ
Please contact us with any additional quesitons.
Most consumers believe that all financial planners are “certified,” but that isn’t true. Anyone can call themselves a “financial planner;” however, only those who have fulfilled the certification requirements of the CFP Board can display the CFP® certification marks, which represent a high level of competency, ethics and professionalism.
The CFP® designation It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Learn more at the CFP Board’s website.
A fiduciary has the highest ethical and legal obligation to put client interests ahead of our own compensation and any other considerations.
Learn more about the CFP Board’s fiduciary standard here.
Yes. Thanks to technology, we can work with you wherever you may be.
No account minimums. We believe everyone should have access to financial planning, not just a select few.
Fees
EJA offers non-discretionary direct asset management services to advisory Clients. EJA
charges an annual investment advisory fee based on the total assets under management as
follows: